If you Google “Santa Rosa Bankruptcy Attorney” you’ll see many paid search results promising incredibly low fees. However, when you call one of these attorneys you may be dismayed to learn they’re not actually in Santa Rosa. Many low-cost firms located in Southern California, the Bay Area and Sacramento file bankruptcy cases in Santa Rosa, but should you hire these out-of-town attorneys? What are the risks?
You Won’t See The Attorney Until Court
If you hire a remote bankruptcy attorney there’s a good chance you won’t see them until your meeting of creditors. Out-of-town attorneys usually provide free phone consultations as opposed to face-to-face consultations. After the consultation you’ll probably interact with them by phone, email and regular mail until the meeting of creditors after filing bankruptcy.
Mailing Your Documents
All bankruptcy attorneys need your pay stubs for the past 6 months, 2 years of tax returns and most recent bank statement for all bank accounts. Some clients want to meet an attorney in person before handing over these sensitive documents. If you hire an out-of-town bankruptcy attorney you’ll need to mail, fax or email these documents.
Sign and Mail The Bankruptcy Paperwork
Everyone who files bankruptcy must review and sign the petition, statements, and schedules which typically add up to 50+ pages. When you sign the bankruptcy paperwork you’re signing under penalty of perjury that the information contained therein is true and accurate. Some clients need last minute revisions to the 50+ pages before signing, such as adding an item of property or listing another debt. If you hire an out-of-town bankruptcy attorney these last minute changes may not be possible. In such an instance the attorney may need to modify the paperwork and mail out the corrected version for signature. In contrast, a local bankruptcy attorney can modify the paperwork in the office, print and have you sign all in the same day.