This post is authored by bankruptcy attorney Michael Benavides. Mr. Benavides represents Northern California clients in chapter 7 and chapter 13 bankruptcy. Special Debts that May or May Not be Dischargeable During the bankruptcy intake, Michael Benavides will list your debts, … [Read more...]
Can You Stop Foreclosure By Filing Bankruptcy?
You can stop foreclosure by filing either chapter 7 or chapter 13 bankruptcy, but you can only save your home from foreclosure through chapter 13 bankruptcy. When you file either chapter 7 or chapter 13 bankruptcy the automatic stay will stop the foreclosure process. However, … [Read more...]
Take Action Against A Collection Lawsuit
Don't Turn A Blind Eye To Your Lawsuit Many clients turn to bankruptcy when they have received a credit card lawsuit. Unfortunately, many clients also ignore their lawsuit, and some even throw away the summons and all documents pertaining to the case. These clients come into … [Read more...]
The Benefit of Surrendering Your Car In Chapter 7 Bankruptcy
Many clients want to keep their car in chapter 7 bankruptcy, but have fallen behind on their payments. Without an expectation of increased income in the near future these clients often will not be able to repay their late payments before bankruptcy or keep up with future … [Read more...]
Surrendering Property, Disposable Income & The Means Test
Many people consider bankruptcy because they fall behind on secured debt payments. For instance, many clients are several months behind on their car payments and want to walk-away from their overpriced vehicles. In chapter 7 bankruptcy we can do that, and the ability to just … [Read more...]