The One Thing You MUST Do Before You File Bankruptcy In truth there are several things you must do before filing, but credit counseling is chief among them. You absolutely must complete a credit counseling course from an approved provider before you file. Your certificate must … [Read more...]
Ignoring Your Lawsuit Will Lead To A Default Judgment
Ignoring Your Lawsuit Will Lead To A Default Judgment So you've been served with a lawsuit. In most credit card lawsuits you will have 30 days to respond; ie. file an answer to the breach of contract claim. If you ignore the lawsuit and allow the 30 day period to pass the … [Read more...]
What Costs Can You Control in Bankruptcy?
What Costs Can You Control in Bankruptcy? If you're considering filing bankruptcy you probably don't have a lot of money to spend on the endeavor. Some expenses will be fixed and unavoidable. For instance, unless you qualify for a fee waiver (which few people who pay a … [Read more...]
Repaying Late Mortgage Payments in Chapter 13 Bankruptcy
Catching Up On Past Due Mortgage Payments in Chapter 13 Bankruptcy Chapter 13 bankruptcy allows debtors to keep their home while they catch up on late mortgage payments. In chapter 13 bankruptcy debts are not quickly eliminated in exchange for the sale of non-exempt assets. … [Read more...]
The Income Problem For Roseville & Santa Rosa Bankruptcy Clients
Too much money can complicate your chapter 7 in Roseville or Santa Rosa If you're considering bankruptcy it may feel like you don't have much money. However, many bankruptcy clients in Roseville and Santa Rosa are surprised to learn that their annualized current monthly … [Read more...]