Meeting with a Bankruptcy Lawyer For A Consultation
Meeting with a bankruptcy lawyer for a free consultation can be an unfamiliar process. The office, procedure, and thorough evaluation of the your finances can be unsettling. This guide is designed to prepare you for your free bankruptcy consultation which you can receive right now over the phone by calling attorney Michael Benavides at (707) 200-6688.
Waiting in the Reception Area
Unfortunately you will almost always have to wait before your bankruptcy consultation begins. The receptionist will greet you and invite you to take a seat. In the meantime look over your documents. If necessary, organize them for quick access during the consultation. While most bankruptcy lawyers offer a 1-hour consultation the time will go by quickly. You may have received an intake sheet before your consultation. If you have not already done so, complete the intake sheet while you wait for the bankruptcy lawyer. The intake sheet will help the bankruptcy lawyer answer all of your questions during the short period of time that will be your consultation.
Inside the Bankruptcy Lawyer’s Office
Hopefully you were not waiting too long for the bankruptcy lawyer. Once you are shown to the bankruptcy lawyer’s office you will be asked to sign a Section 342(b) disclosure and sign a free consultation agreement. The bankruptcy lawyer will go over the Section 342(b) disclosure in detail highlighting the 3 primary messages it contains. First, the bankruptcy lawyer will explain that you must obtain credit counseling before you can file for bankruptcy. Second, the bankruptcy lawyer will review bankruptcy chapters 7 & 13 and briefly explain the defining features of each chapter. Third, the bankruptcy lawyer will explain the need to be accurate, and truthful in completing the bankruptcy documents less you commit a bankruptcy crime in the process. Once you have signed these documents the attorney will begin the consultation.
You will be invited to share your story of how you found yourself in financial difficulty and why you are thinking about bankruptcy. From there the attorney may ask you various questions relating to your residency, assets, debts, and recent transactions. The questions will depend upon your individual circumstances and will therefore vary from case to case. Once the bankruptcy lawyer has investigated your case he or she will tell you whether you should file for bankruptcy, and if you should, what chapter you should file under. To get started with your free bankruptcy consultation visit www.santarosabankruptcy.us and call our bankruptcy attorney.